Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,591 | $79,955+15.8% | $98,461-6.0% | $75,173+23.2% |
| Participation rate | 46.2% | 70.4%-24.2pp | 75.2%-29.0pp | 67.2%-21.0pp |
| Annual return | 9.90% | 19.75%-9.8pp | 21.17%-11.3pp | 160.72%-150.8pp |
| Employer contribution / active EE | $754 | $2,264-66.7% | $3,049-75.3% | $2,671-71.8% |
| Participant deferral / active EE | $1,508 | $3,752-59.8% | $4,738-68.2% | $4,126-63.4% |
| Admin fee / account holder | $4,150 | $6,841-39.3% | $8,961-53.7% | $5,651-26.6% |