Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE Service code 15 · EIN 36-6071399 | Recordkeeping | $50,866 |
Service code 15 · EIN 62-1874769 | Recordkeeping | $31,025 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $9,224 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,883 | $93,010-45.3% | $96,538-47.3% | $74,473-31.7% |
| Participation rate | 41.6% | 71.6%-29.9pp | 74.3%-32.7pp | 70.7%-29.1pp |
| Annual return | 16.82% | 37.50%-20.7pp | 35.74%-18.9pp | 34.36%-17.5pp |
| Employer contribution / active EE | $870 | $3,427-74.6% | $3,740-76.7% | $2,638-67.0% |
| Participant deferral / active EE | $1,571 | $3,971-60.4% | $4,880-67.8% | $4,530-65.3% |
| Admin fee / account holder | $485 | $633-23.5% | $6,737-92.8% | $347+39.7% |