See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 04-2675571 29 SAWYER ROAD · WALTHAM, MA 024533483 | Advisory (Participants) | $39,535 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $8,642 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $40 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,434 | $89,808-2.6% | $100,391-12.9% | $77,643+12.6% |
| Participation rate | 56.7% | 81.2%-24.5pp | 81.5%-24.8pp | 70.6%-13.8pp |
| Annual return | 63.32% | 20.62%+42.7pp | 49.20%+14.1pp | 31.24%+32.1pp |
| Employer contribution / active EE | $1,943 | $3,039-36.1% | $3,942-50.7% | $2,726-28.7% |
| Participant deferral / active EE | $3,469 | $8,284-58.1% | $8,082-57.1% | $4,647-25.3% |
| Admin fee / account holder | $388 | $174+122.4% | $7,899-95.1% | $430-9.9% |