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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,419 | $83,485-0.1% | $125,180-33.4% | $72,983+14.3% |
| Participation rate | 91.7% | 73.3%+18.4pp | 79.8%+11.9pp | 69.5%+22.2pp |
| Annual return | 0.56% | 25.78%-25.2pp | 43.79%-43.2pp | 81.01%-80.4pp |
| Employer contribution / active EE | $931 | $2,346-60.3% | $3,866-75.9% | $2,440-61.9% |
| Participant deferral / active EE | $4,176 | $3,586+16.5% | $4,937-15.4% | $3,608+15.7% |
| Admin fee / account holder | $11,537 | $5,518+109.1% | $9,703+18.9% | $5,124+125.1% |