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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,698 | $58,828+50.8% | $78,002+13.7% | $62,881+41.1% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 6.50% | 17.16%-10.7pp | 425.99%-419.5pp | 20.14%-13.6pp |
| Employer contribution / active EE | $1,255 | $1,672-24.9% | $2,470-49.2% | $2,281-45.0% |
| Participant deferral / active EE | $1,744 | $2,686-35.1% | $3,497-50.1% | $3,203-45.6% |
| Admin fee / account holder | $2,851 | $4,393-35.1% | $5,481-48.0% | $4,296-33.6% |