Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,322 | $65,361-33.7% | $92,903-53.4% | $72,983-40.6% |
| Participation rate | 34.4% | 68.3%-33.9pp | 76.0%-41.6pp | 69.5%-35.1pp |
| Annual return | 13.05% | 42.11%-29.1pp | 109.43%-96.4pp | 81.01%-68.0pp |
| Employer contribution / active EE | $438 | $2,594-83.1% | $3,653-88.0% | $2,440-82.0% |
| Participant deferral / active EE | $1,367 | $3,128-56.3% | $4,238-67.8% | $3,608-62.1% |
| Admin fee / account holder | $8,005 | $4,251+88.3% | $5,795+38.1% | $5,124+56.2% |