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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Participant communication; Shareholde... | $47,268 |
NATIONAL FINANCIAL SERVICES8 years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,535 | $82,978-52.4% | $130,270-69.7% | $74,473-46.9% |
| Participation rate | 100.0% | 73.7%+26.3pp | 76.3%+23.7pp | 70.7%+29.3pp |
| Annual return | 14.85% | 123.05%-108.2pp | 38.89%-24.0pp | 34.36%-19.5pp |
| Employer contribution / active EE | $2,495 | $3,391-26.4% | $4,128-39.5% | $2,638-5.4% |
| Participant deferral / active EE | $2,964 | $5,370-44.8% | $6,797-56.4% | $4,530-34.6% |
| Admin fee / account holder | $52 | $354-85.2% | $6,022-99.1% | $347-84.9% |