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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 13-3689044 | Recordkeeping fees; Account maintenan... | $44,238 |
NATIONAL FINANCIAL SERVICES7 years Service code 33 · EIN 04-3523567 | Securities brokerage; Securities brok... | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,391 | $74,188-69.8% | $115,756-80.7% | $64,824-65.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 77.1%+22.9pp | 71.5%+28.5pp |
| Annual return | -15.19% | -11.81%-3.4pp | 143.14%-158.3pp | 32.84%-48.0pp |
| Employer contribution / active EE | $2,281 | $3,365-32.2% | $3,793-39.9% | $2,507-9.0% |
| Participant deferral / active EE | $2,721 | $5,294-48.6% | $6,254-56.5% | $4,311-36.9% |
| Admin fee / account holder | $31 | $148-79.3% | $8,124-99.6% | $188-83.6% |