Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA LIFE INS COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $8,479 |
ASCENSUS LLC3 years Filed as: ACCESS RETIREMENT SERVICES, LLC Service code 15 · EIN 62-1700633 | Recordkeeping | $700 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,973 | $73,863-66.2% | $143,797-82.6% | $68,490-63.5% |
| Participation rate | 23.2% | 66.7%-43.5pp | 80.3%-57.2pp | 67.9%-44.7pp |
| Annual return | -15.44% | 0.91%-16.4pp | -0.04%-15.4pp | -7.85%-7.6pp |
| Employer contribution / active EE | $306 | $3,185-90.4% | $4,952-93.8% | $2,597-88.2% |
| Participant deferral / active EE | $1,056 | $3,385-68.8% | $5,638-81.3% | $4,028-73.8% |
| Admin fee / account holder | $317 | $5,756-94.5% | $14,679-97.8% | $5,403-94.1% |