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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,746 | $65,566+329.7% | $86,235+226.7% | $75,177+274.8% |
| Participation rate | 96.8% | 60.5%+36.3pp | 69.0%+27.8pp | 67.2%+29.6pp |
| Annual return | 12.75% | 46.07%-33.3pp | 1170.03%-1157.3pp | 160.75%-148.0pp |
| Employer contribution / active EE | $4,839 | $1,553+211.5% | $2,381+103.2% | $2,671+81.2% |
| Participant deferral / active EE | $7,581 | $3,023+150.8% | $3,987+90.2% | $4,126+83.7% |
| Admin fee / account holder | $2,900 | $5,470-47.0% | $6,856-57.7% | $5,651-48.7% |