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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,393 | $70,430+272.6% | $96,572+171.7% | $85,851+205.6% |
| Participation rate | 93.9% | 61.8%+32.1pp | 69.8%+24.1pp | 69.3%+24.6pp |
| Annual return | 11.31% | 18.58%-7.3pp | 37.79%-26.5pp | 318.63%-307.3pp |
| Employer contribution / active EE | $6,720 | $1,413+375.5% | $2,357+185.1% | $2,565+161.9% |
| Participant deferral / active EE | $3,717 | $2,894+28.4% | $3,850-3.4% | $3,952-6.0% |
| Admin fee / account holder | $10,005 | $4,996+100.3% | $6,183+61.8% | $6,261+59.8% |