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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,687 | $71,230+332.0% | $93,727+228.3% | $80,959+280.1% |
| Participation rate | 94.1% | 60.4%+33.7pp | 68.7%+25.4pp | 67.7%+26.4pp |
| Annual return | 12.33% | 11.26%+1.1pp | 133.83%-121.5pp | 35.67%-23.3pp |
| Employer contribution / active EE | $6,915 | $1,565+341.8% | $2,421+185.6% | $2,757+150.8% |
| Participant deferral / active EE | $3,955 | $4,037-2.0% | $4,417-10.5% | $4,300-8.0% |
| Admin fee / account holder | $3,955 | $6,961-43.2% | $8,292-52.3% | $6,925-42.9% |