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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $359,668 | $73,787+387.4% | $98,716+264.3% | $82,448+336.2% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 15.57% | 18.57%-3.0pp | 31.81%-16.2pp | 41.64%-26.1pp |
| Employer contribution / active EE | $6,809 | $1,511+350.6% | $2,279+198.8% | $2,551+166.9% |
| Participant deferral / active EE | $3,862 | $3,081+25.3% | $4,048-4.6% | $4,139-6.7% |
| Admin fee / account holder | $6,722 | $6,500+3.4% | $8,703-22.8% | $7,234-7.1% |