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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,747 | $125,797-35.8% | $170,057-52.5% | $75,177+7.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 20.34% | 27.20%-6.9pp | 53.42%-33.1pp | 160.75%-140.4pp |
| Employer contribution / active EE | $8,488 | $4,616+83.9% | $6,790+25.0% | $2,671+217.8% |
| Participant deferral / active EE | $5,080 | $6,838-25.7% | $10,411-51.2% | $4,126+23.1% |
| Admin fee / account holder | $4,523 | $8,177-44.7% | $12,826-64.7% | $5,651-20.0% |