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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,225 | $110,083-35.3% | $151,645-53.0% | $68,490+4.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 87.5%+12.5pp | 67.9%+32.1pp |
| Annual return | -18.79% | -10.12%-8.7pp | 3.34%-22.1pp | -7.85%-10.9pp |
| Employer contribution / active EE | $7,651 | $4,470+71.2% | $6,165+24.1% | $2,597+194.7% |
| Participant deferral / active EE | $4,911 | $6,526-24.8% | $8,363-41.3% | $4,028+21.9% |
| Admin fee / account holder | $5,544 | $7,718-28.2% | $11,614-52.3% | $5,403+2.6% |