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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,021 | $100,279-22.2% | $81,353-4.1% | $145,884-46.5% |
| Participation rate | 33.3% | 74.3%-40.9pp | 69.5%-36.2pp | 80.3%-47.0pp |
| Annual return | 13.33% | 34.49%-21.2pp | 24.82%-11.5pp | 551.85%-538.5pp |
| Employer contribution / active EE | $429 | $2,979-85.6% | $2,464-82.6% | $4,662-90.8% |
| Participant deferral / active EE | $1,122 | $4,611-75.7% | $3,885-71.1% | $6,690-83.2% |
| Admin fee / account holder | $20,219 | $8,206+146.4% | $5,766+250.6% | $13,392+51.0% |