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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,142 | $100,901-50.3% | $75,501-33.6% | $147,586-66.0% |
| Participation rate | 40.9% | 77.1%-36.2pp | 72.4%-31.4pp | 82.8%-41.9pp |
| Annual return | 18.20% | 35.78%-17.6pp | 27.35%-9.2pp | 578.59%-560.4pp |
| Employer contribution / active EE | $612 | $3,253-81.2% | $2,352-74.0% | $4,876-87.5% |
| Participant deferral / active EE | $1,224 | $4,027-69.6% | $3,142-61.1% | $5,439-77.5% |
| Admin fee / account holder | $3,839 | $11,285-66.0% | $5,801-33.8% | $10,886-64.7% |