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| Provider | Service type | Compensation |
|---|---|---|
Filed as: THE PRUDENTIAL INSURANCE COMPANY OF Service code 13 · EIN 22-1211670 | Contract Administrator | $347,617 |
RBC WEALTH MANAGEMENT1 year Service code 27 · EIN 41-1416330 | Advisory (Plan) | $50,000 |
PRIAC1 year Service code 15 · EIN 06-1050034 | Recordkeeping | $7,963 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,788 | $82,783+16.9% | $133,982-27.8% | $90,274+7.2% |
| Participation rate | 100.0% | 81.3%+18.7pp | 79.8%+20.2pp | 73.4%+26.6pp |
| Annual return | 13.11% | 21.89%-8.8pp | 45.10%-32.0pp | 53.97%-40.9pp |
| Employer contribution / active EE | $2,561 | $2,388+7.3% | $3,919-34.6% | $2,523+1.5% |
| Participant deferral / active EE | $5,323 | $4,291+24.1% | $5,047+5.5% | $4,231+25.8% |
| Admin fee / account holder | $147 | $93+58.3% | $8,930-98.4% | $114+28.9% |