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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,363 | $51,642+138.9% | $129,384-4.7% | $80,935+52.4% |
| Participation rate | 88.6% | 56.9%+31.7pp | 69.6%+18.9pp | 67.7%+20.9pp |
| Annual return | 14.66% | 20.78%-6.1pp | 9461.77%-9447.1pp | 35.66%-21.0pp |
| Employer contribution / active EE | $5,561 | $1,583+251.3% | $4,153+33.9% | $2,757+101.7% |
| Participant deferral / active EE | $5,990 | $2,670+124.4% | $4,166+43.8% | $4,299+39.3% |
| Admin fee / account holder | $1,452 | $4,312-66.3% | $7,686-81.1% | $6,924-79.0% |