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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,437 | $58,726+89.8% | $142,898-22.0% | $85,847+29.8% |
| Participation rate | 77.8% | 58.5%+19.3pp | 72.0%+5.8pp | 69.3%+8.5pp |
| Annual return | 16.61% | 27.73%-11.1pp | 5639.64%-5623.0pp | 318.61%-302.0pp |
| Employer contribution / active EE | $4,558 | $1,424+220.2% | $4,146+10.0% | $2,565+77.7% |
| Participant deferral / active EE | $4,958 | $2,609+90.1% | $3,838+29.2% | $3,952+25.5% |
| Admin fee / account holder | $1,235 | $4,234-70.8% | $6,560-81.2% | $6,261-80.3% |