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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,363 | $51,638+138.9% | $129,406-4.7% | $80,959+52.4% |
| Participation rate | 88.6% | 56.9%+31.6pp | 69.6%+18.9pp | 67.7%+20.9pp |
| Annual return | 14.66% | 20.78%-6.1pp | 9468.18%-9453.5pp | 35.67%-21.0pp |
| Employer contribution / active EE | $5,561 | $1,584+251.2% | $4,155+33.8% | $2,757+101.7% |
| Participant deferral / active EE | $5,990 | $2,670+124.4% | $4,167+43.7% | $4,300+39.3% |
| Admin fee / account holder | $1,452 | $4,313-66.3% | $7,689-81.1% | $6,925-79.0% |