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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,111 | $132,099-84.0% | $115,599-81.7% | $138,895-84.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 17.94% | 176.76%-158.8pp | 111.10%-93.2pp | 145.39%-127.5pp |
| Employer contribution / active EE | $3,674 | $3,416+7.6% | $2,955+24.3% | $4,194-12.4% |
| Participant deferral / active EE | $5,026 | $5,617-10.5% | $4,889+2.8% | $6,396-21.4% |
| Admin fee / account holder | $8,640 | $15,650-44.8% | $12,841-32.7% | $12,562-31.2% |