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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,126 | $115,903-74.0% | $100,528-70.0% | $158,966-81.0% |
| Participation rate | 93.3% | 81.6%+11.7pp | 79.4%+13.9pp | 82.0%+11.4pp |
| Annual return | 12.31% | 34.80%-22.5pp | 30.90%-18.6pp | 302.95%-290.6pp |
| Employer contribution / active EE | $3,783 | $4,105-7.8% | $3,419+10.7% | $4,762-20.6% |
| Participant deferral / active EE | $6,558 | $6,677-1.8% | $6,271+4.6% | $5,983+9.6% |
| Admin fee / account holder | $6,819 | $11,000-38.0% | $8,084-15.7% | $11,250-39.4% |