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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,199 | $106,864-70.8% | $147,318-78.8% | $82,637-62.2% |
| Participation rate | 93.1% | 75.5%+17.6pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 141.86% | 27.49%+114.4pp | 70.43%+71.4pp | 53.51%+88.4pp |
| Employer contribution / active EE | $4,083 | $3,417+19.5% | $4,593-11.1% | $2,552+60.0% |
| Participant deferral / active EE | $7,396 | $6,496+13.9% | $7,906-6.5% | $4,126+79.2% |
| Admin fee / account holder | $4,124 | $8,415-51.0% | $13,708-69.9% | $7,339-43.8% |