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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,359 | $77,962-52.1% | $178,540-79.1% | $80,935-53.8% |
| Participation rate | 93.3% | 65.7%+27.7pp | 77.1%+16.2pp | 67.7%+25.7pp |
| Annual return | 35.77% | 18.10%+17.7pp | 27.15%+8.6pp | 35.66%+0.1pp |
| Employer contribution / active EE | $4,794 | $2,280+110.2% | $3,953+21.3% | $2,757+73.9% |
| Participant deferral / active EE | $9,709 | $4,404+120.5% | $6,281+54.6% | $4,299+125.8% |
| Admin fee / account holder | $1,560 | $7,156-78.2% | $10,424-85.0% | $6,924-77.5% |