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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,359 | $77,164-51.6% | $178,014-79.0% | $80,874-53.8% |
| Participation rate | 93.3% | 65.7%+27.6pp | 77.1%+16.2pp | 67.6%+25.7pp |
| Annual return | 35.77% | 18.09%+17.7pp | 294.80%-259.0pp | 35.62%+0.2pp |
| Employer contribution / active EE | $4,794 | $2,288+109.6% | $3,950+21.4% | $2,756+74.0% |
| Participant deferral / active EE | $9,709 | $4,408+120.3% | $6,276+54.7% | $4,297+126.0% |
| Admin fee / account holder | $1,560 | $7,164-78.2% | $10,362-84.9% | $6,935-77.5% |