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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,098 | $99,644-45.7% | $86,438-37.4% | $134,532-59.8% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.96% | 6787.26%-6806.2pp | 4397.19%-4416.1pp | 418.27%-437.2pp |
| Employer contribution / active EE | $5,880 | $4,402+33.6% | $3,769+56.0% | $4,741+24.0% |
| Participant deferral / active EE | $7,337 | $7,247+1.2% | $6,952+5.5% | $6,401+14.6% |
| Admin fee / account holder | $695 | $8,375-91.7% | $6,733-89.7% | $11,429-93.9% |