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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,849 | $109,359-77.3% | $162,171-84.7% | $72,983-66.0% |
| Participation rate | 76.6% | 84.3%-7.7pp | 87.6%-11.0pp | 69.5%+7.1pp |
| Annual return | 33.05% | 25.46%+7.6pp | 115.60%-82.5pp | 81.01%-48.0pp |
| Employer contribution / active EE | $5,215 | $3,907+33.5% | $5,613-7.1% | $2,440+113.7% |
| Participant deferral / active EE | $7,799 | $5,481+42.3% | $7,297+6.9% | $3,608+116.2% |
| Admin fee / account holder | $6,327 | $7,972-20.6% | $10,843-41.7% | $5,124+23.5% |