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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,923 | $106,549-92.6% | $91,225-91.3% | $134,509-94.1% |
| Participation rate | 58.3% | 76.8%-18.5pp | 73.2%-14.9pp | 81.2%-22.9pp |
| Annual return | 44.85% | 160.73%-115.9pp | 114.10%-69.2pp | 418.13%-373.3pp |
| Employer contribution / active EE | $1,725 | $3,331-48.2% | $2,851-39.5% | $4,741-63.6% |
| Participant deferral / active EE | $4,105 | $4,719-13.0% | $4,234-3.1% | $6,400-35.9% |
| Admin fee / account holder | $14 | $6,234-99.8% | $5,422-99.7% | $11,427-99.9% |