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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,393 | $82,674-58.4% | $125,363-72.6% | $68,495-49.8% |
| Participation rate | 82.9% | 75.0%+7.9pp | 82.4%+0.6pp | 67.9%+15.0pp |
| Annual return | -19.81% | -5.97%-13.8pp | 572.15%-592.0pp | -7.84%-12.0pp |
| Employer contribution / active EE | $3,932 | $3,382+16.3% | $4,815-18.3% | $2,596+51.4% |
| Participant deferral / active EE | $7,031 | $6,111+15.1% | $7,447-5.6% | $4,028+74.6% |
| Admin fee / account holder | $1,707 | $6,276-72.8% | $10,005-82.9% | $5,403-68.4% |