Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,267 | $81,208-67.7% | $98,916-73.4% | $79,858-67.1% |
| Participation rate | 66.7% | 72.5%-5.8pp | 76.0%-9.4pp | 69.6%-3.0pp |
| Annual return | 14.08% | 60.99%-46.9pp | 196.45%-182.4pp | 31.72%-17.6pp |
| Employer contribution / active EE | $949 | $1,960-51.6% | $2,689-64.7% | $2,471-61.6% |
| Participant deferral / active EE | $2,853 | $3,265-12.6% | $4,245-32.8% | $3,740-23.7% |
| Admin fee / account holder | $4,846 | $6,013-19.4% | $6,642-27.0% | $5,306-8.7% |