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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1+ years Service code 15 · EIN 04-3046611 | Recordkeeping | $5,462 |
ADP BROKER-DEALER1+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $1,246 |
ADP BROKER-DEALER1+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
STATE STREET GLOBAL ADVISORS1+ years Filed as: STATE STREET CORPORATION Service code 21 · EIN 04-1867445 | Bank Trustee | $0 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,298 | $54,320-86.6% | $67,652-89.2% | $52,331-86.1% |
| Participation rate | 77.5% | 73.6%+3.9pp | 75.7%+1.8pp | 68.1%+9.3pp |
| Annual return | 1.58% | 6.81%-5.2pp | 6625.40%-6623.8pp | 4.54%-3.0pp |
| Employer contribution / active EE | $1,329 | $1,544-13.9% | $2,266-41.4% | $1,882-29.4% |
| Participant deferral / active EE | $2,640 | $2,950-10.5% | $3,560-25.8% | $3,022-12.7% |
| Admin fee / account holder | $54 | $527-89.7% | $4,821-98.9% | $592-90.8% |