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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,558 | $73,102-55.5% | $123,552-73.6% | $56,287-42.2% |
| Participation rate | 73.7% | 74.3%-0.6pp | 82.3%-8.6pp | 69.9%+3.8pp |
| Annual return | -3.37% | 3.01%-6.4pp | 119.20%-122.6pp | -9.96%+6.6pp |
| Employer contribution / active EE | $3,080 | $2,977+3.4% | $4,628-33.5% | $2,111+45.9% |
| Participant deferral / active EE | $7,134 | $5,423+31.6% | $6,426+11.0% | $3,350+113.0% |
| Admin fee / account holder | $1,110 | $554+100.5% | $9,285-88.0% | $521+113.1% |