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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,643 | $142,392-81.3% | $119,622-77.7% | $134,532-80.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -19.22% | -12.46%-6.8pp | -14.98%-4.2pp | 418.27%-437.5pp |
| Employer contribution / active EE | $846 | $5,224-83.8% | $4,232-80.0% | $4,741-82.2% |
| Participant deferral / active EE | $9,567 | $6,467+47.9% | $5,601+70.8% | $6,401+49.5% |
| Admin fee / account holder | $413 | $13,593-97.0% | $10,328-96.0% | $11,429-96.4% |