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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,964 | $77,901-61.5% | $149,717-80.0% | $75,181-60.1% |
| Participation rate | 70.6% | 65.6%+5.0pp | 78.8%-8.2pp | 67.2%+3.4pp |
| Annual return | 17.65% | 31.73%-14.1pp | 134.41%-116.8pp | 160.69%-143.0pp |
| Employer contribution / active EE | $2,147 | $3,137-31.6% | $4,820-55.5% | $2,671-19.6% |
| Participant deferral / active EE | $1,851 | $3,411-45.7% | $5,682-67.4% | $4,126-55.1% |
| Admin fee / account holder | $430 | $5,949-92.8% | $13,213-96.7% | $5,650-92.4% |