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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,865 | $98,760-84.9% | $149,715-90.1% | $79,858-81.4% |
| Participation rate | 82.1% | 75.8%+6.4pp | 82.5%-0.3pp | 69.6%+12.5pp |
| Annual return | 23.22% | 27.43%-4.2pp | 276.66%-253.4pp | 31.72%-8.5pp |
| Employer contribution / active EE | $2,131 | $3,217-33.7% | $4,645-54.1% | $2,471-13.7% |
| Participant deferral / active EE | $7,474 | $5,681+31.6% | $6,842+9.2% | $3,740+99.8% |
| Admin fee / account holder | $815 | $6,053-86.5% | $9,310-91.2% | $5,306-84.6% |