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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2+ years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 49 · EIN 26-4310632 | Other Services | $6,947 |
THE ANGELL PENSION GROUP, INC.2+ years Filed as: THE ANGELL PENSION GROUP Service code 99 88 BOYD AVENUE · EAST PROVIDENCE, RI 02914 | Other Fees | $2,606 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,497 | $51,244-71.7% | $80,977-82.1% | $55,167-73.7% |
| Participation rate | 63.8% | 71.7%-7.9pp | 75.8%-12.0pp | 69.0%-5.2pp |
| Annual return | 10.15% | 17.39%-7.2pp | 17.11%-7.0pp | 169.23%-159.1pp |
| Employer contribution / active EE | $550 | $1,770-69.0% | $3,715-85.2% | $1,963-72.0% |
| Participant deferral / active EE | $2,426 | $4,418-45.1% | $5,696-57.4% | $3,054-20.6% |
| Admin fee / account holder | $19 | $398-95.3% | $5,517-99.7% | $504-96.3% |