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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,634 | $131,835-91.2% | $108,582-89.3% | $273,972-95.8% |
| Participation rate | 63.2% | 83.5%-20.3pp | 79.6%-16.4pp | 83.0%-19.9pp |
| Annual return | 15.93% | -91.57%+107.5pp | -51.70%+67.6pp | 41.46%-25.5pp |
| Employer contribution / active EE | $1,182 | $4,913-75.9% | $3,758-68.6% | $4,869-75.7% |
| Participant deferral / active EE | $2,646 | $5,127-48.4% | $4,311-38.6% | $5,287-50.0% |
| Admin fee / account holder | $90 | $10,253-99.1% | $7,645-98.8% | $10,133-99.1% |