Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,195 | $76,551-90.6% | $123,894-94.2% | $62,881-88.6% |
| Participation rate | 28.2% | 73.0%-44.8pp | 81.4%-53.2pp | 69.3%-41.1pp |
| Annual return | 14.73% | 18.68%-3.9pp | 47.52%-32.8pp | 20.14%-5.4pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,344 | $4,840-51.6% | $5,984-60.8% | $3,203-26.8% |
| Admin fee / account holder | $845 | $4,826-82.5% | $8,357-89.9% | $4,296-80.3% |