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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,753 | $165,361-38.5% | $149,715-32.0% | $158,950-36.0% |
| Participation rate | 54.5% | 84.6%-30.0pp | 82.5%-27.9pp | 82.0%-27.4pp |
| Annual return | 8.20% | 348.24%-340.0pp | 276.66%-268.5pp | 302.91%-294.7pp |
| Employer contribution / active EE | $8,385 | $5,103+64.3% | $4,645+80.5% | $4,762+76.1% |
| Participant deferral / active EE | $4,934 | $7,182-31.3% | $6,842-27.9% | $5,983-17.5% |
| Admin fee / account holder | $12,744 | $10,808+17.9% | $9,310+36.9% | $11,248+13.3% |