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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,690 | $112,729-78.1% | $98,716-75.0% | $137,256-82.0% |
| Participation rate | 55.6% | 74.2%-18.7pp | 69.3%-13.7pp | 80.0%-24.4pp |
| Annual return | 38.14% | 38.48%-0.3pp | 31.81%+6.3pp | 220.34%-182.2pp |
| Employer contribution / active EE | $3,211 | $2,725+17.8% | $2,279+40.9% | $4,156-22.7% |
| Participant deferral / active EE | $4,535 | $4,640-2.3% | $4,048+12.0% | $6,407-29.2% |
| Admin fee / account holder | $373 | $10,129-96.3% | $8,703-95.7% | $12,270-97.0% |