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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,045 | $95,895-95.8% | $79,576-94.9% | $134,509-97.0% |
| Participation rate | 78.6% | 75.0%+3.5pp | 69.5%+9.1pp | 81.2%-2.7pp |
| Annual return | -19.85% | -2.72%-17.1pp | 0.15%-20.0pp | 418.13%-438.0pp |
| Employer contribution / active EE | $1,691 | $3,128-45.9% | $2,413-29.9% | $4,741-64.3% |
| Participant deferral / active EE | $1,881 | $4,693-59.9% | $3,985-52.8% | $6,400-70.6% |
| Admin fee / account holder | $328 | $9,129-96.4% | $6,834-95.2% | $11,427-97.1% |