Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.6 years Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 19 · EIN 34-1542819 ONE N. JEFFERSON AVENUE · ST. LOUIS, MO 63103 | Securities Custodian | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,252 | $72,620-83.1% | $90,756-86.5% | $66,930-81.7% |
| Participation rate | 93.8% | 73.7%+20.1pp | 75.7%+18.1pp | 69.8%+23.9pp |
| Annual return | -8.76% | -12.28%+3.5pp | -12.16%+3.4pp | 1.57%-10.3pp |
| Employer contribution / active EE | $2,381 | $2,369+0.5% | $2,922-18.5% | $2,545-6.4% |
| Participant deferral / active EE | $2,834 | $3,979-28.8% | $4,565-37.9% | $4,238-33.1% |
| Admin fee / account holder | $118 | $707-83.4% | $8,445-98.6% | $593-80.2% |