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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,899 | $180,459-64.0% | $154,108-57.9% | $135,380-52.1% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -15.14% | 888.21%-903.3pp | 735.21%-750.3pp | 519.81%-534.9pp |
| Employer contribution / active EE | $2,915 | $6,035-51.7% | $5,298-45.0% | $4,779-39.0% |
| Participant deferral / active EE | $9,316 | $5,806+60.5% | $5,081+83.4% | $5,609+66.1% |
| Admin fee / account holder | $0 | $16,145-100.0% | $13,411-100.0% | $10,828-100.0% |