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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,575 | $181,896-81.5% | $156,551-78.6% | $273,972-87.7% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | 23.52% | 30.74%-7.2pp | 32.23%-8.7pp | 41.46%-17.9pp |
| Employer contribution / active EE | $3,995 | $6,248-36.1% | $5,501-27.4% | $4,869-17.9% |
| Participant deferral / active EE | $8,941 | $5,550+61.1% | $4,871+83.5% | $5,287+69.1% |
| Admin fee / account holder | $373 | $15,560-97.6% | $13,028-97.1% | $10,133-96.3% |