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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,830 | $98,766-58.7% | $149,730-72.7% | $79,852-48.9% |
| Participation rate | 59.6% | 75.8%-16.2pp | 82.5%-22.9pp | 69.6%-10.1pp |
| Annual return | 27.27% | 27.43%-0.2pp | 276.70%-249.4pp | 31.72%-4.4pp |
| Employer contribution / active EE | $1,712 | $3,217-46.8% | $4,645-63.1% | $2,471-30.7% |
| Participant deferral / active EE | $7,083 | $5,681+24.7% | $6,843+3.5% | $3,740+89.4% |
| Admin fee / account holder | $5,144 | $6,052-15.0% | $9,310-44.7% | $5,306-3.1% |