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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,408 | $69,118-8.3% | $53,647+18.2% | $138,895-54.3% |
| Participation rate | 50.0% | 64.0%-14.0pp | 56.3%-6.3pp | 79.9%-29.9pp |
| Annual return | 17.80% | 248.26%-230.5pp | 358.33%-340.5pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,085 | $1,189+75.3% | $962+116.7% | $4,194-50.3% |
| Participant deferral / active EE | $5,213 | $2,274+129.2% | $1,813+187.5% | $6,396-18.5% |
| Admin fee / account holder | $0 | $2,724-100.0% | $2,460-100.0% | $12,562-100.0% |