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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,118 | $184,000+10.9% | $162,185+25.9% | $152,909+33.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 27.92% | 150.80%-122.9pp | 115.61%-87.7pp | 345.46%-317.5pp |
| Employer contribution / active EE | $12,429 | $6,370+95.1% | $5,613+121.4% | $4,764+160.9% |
| Participant deferral / active EE | $16,149 | $8,033+101.0% | $7,297+121.3% | $5,851+176.0% |
| Admin fee / account holder | $769 | $13,124-94.1% | $10,844-92.9% | $11,601-93.4% |