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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,758 | $171,867-36.1% | $149,721-26.7% | $147,586-25.6% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 17.29% | 2113.36%-2096.1pp | 1501.67%-1484.4pp | 578.59%-561.3pp |
| Employer contribution / active EE | $5,496 | $6,275-12.4% | $5,444+0.9% | $4,876+12.7% |
| Participant deferral / active EE | $10,269 | $7,270+41.2% | $6,568+56.3% | $5,439+88.8% |
| Admin fee / account holder | $5,872 | $13,799-57.4% | $11,282-48.0% | $10,886-46.1% |