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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,182 | $102,635+77.5% | $86,209+111.3% | $139,456+30.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 9.89% | 1923.53%-1913.6pp | 1169.05%-1159.2pp | 373.45%-363.6pp |
| Employer contribution / active EE | $12,500 | $3,034+312.0% | $2,381+424.9% | $4,753+163.0% |
| Participant deferral / active EE | $10,851 | $4,677+132.0% | $3,986+172.2% | $6,711+61.7% |
| Admin fee / account holder | $3,466 | $8,661-60.0% | $6,853-49.4% | $11,407-69.6% |