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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,202 | $49,896-13.4% | $80,627-46.4% | $75,173-42.5% |
| Participation rate | 100.0% | 55.3%+44.7pp | 67.0%+33.0pp | 67.2%+32.8pp |
| Annual return | 17.04% | 34.67%-17.6pp | 936.76%-919.7pp | 160.72%-143.7pp |
| Employer contribution / active EE | $7,359 | $1,699+333.2% | $2,723+170.3% | $2,671+175.5% |
| Participant deferral / active EE | $4,861 | $2,992+62.5% | $4,443+9.4% | $4,126+17.8% |
| Admin fee / account holder | $491 | $3,578-86.3% | $5,381-90.9% | $5,651-91.3% |