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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,876 | $93,117-63.6% | $77,096-56.1% | $134,532-74.8% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -13.54% | 62.67%-76.2pp | 42.35%-55.9pp | 418.27%-431.8pp |
| Employer contribution / active EE | $8,018 | $3,420+134.4% | $2,814+184.9% | $4,741+69.1% |
| Participant deferral / active EE | $5,263 | $5,241+0.4% | $4,429+18.8% | $6,401-17.8% |
| Admin fee / account holder | $1,376 | $6,948-80.2% | $5,428-74.6% | $11,429-88.0% |